Wealth management for high-net-worth individuals
As your wealth grows, so does the complexity of your financial position, your tax situation, and the regulations that apply to you. Financial advice can bring much-needed clarity to your money, whether you want to focus on the present, plan for your retirement, or safeguard your family’s wealth.
A partnership that puts you first
As a high-income earner you have all sorts of opportunities for your money. Considered and tailored wealth management can help you take advantage of these, while freeing up your most valuable asset – your time.
Our Wealth Planners are highly experienced in wealth management for high-net worth individuals and will work with you closely to understand your needs across your life, from business succession planning and retirement preparations, to inheritance tax planning, later life care, and investment management.
How we can help
If you want a holistic and comprehensive approach to your financial future, our services can support you.
Our services
Benefit from a holistic view of your finances that involves planning, advice, and investing.
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Wealth planning
Feel more confident in your future, as our experts bring clarity to your finances.
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Investment management
Ensure your money is working as hard as it can with our investment management service.
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Our Canaccord Wealth Adviser had so many brilliant suggestions. He gave us confidence that our finances are now arranged so that the future will turn out just as we hoped.
How we helped Alan and Laura to set up financial plans for the future
Alan is a high-income earner with a basic annual salary of £200,000 plus a variable bonus that averages around 50% of his basic salary. His wife Laura doesn’t work at present as she is a full-time mum and homemaker. They have a few basic savings and investment products but have not really given much thought to financial planning.
Common questions on wealth management for high-net-worth individuals
When you’ve gone to great lengths to build your wealth, it’s worth taking steps to preserve, grow, and transfer it efficiently. We can make sure you have tailored investment strategies and a financial plan that is optimised for your personal tax situation. That includes taking care of estate planning and risk management while navigating complex UK tax laws and economic uncertainties.
Because we take an in-depth look across all your finances, we’re able to spot tax-efficient opportunities more easily. More than that, we can structure your investments, income and savings to fully take advantage of those opportunities. This can range from making full use of ISAs and pensions to reliefs such as Business Relief for inheritance tax. We can also collaborate with your tax advisers to help reduce liabilities.
Strategies to grow your money, like investing, come with risk. So our job is to carefully balance that risk and reward by diversifying your investments and finding the right type of investment for your risk appetite, goals, and timeline. Outside of investments, we can also protect your money from unnecessary taxation by making sure you’ve used all the tax-efficient allowances open to you.
As you accumulate wealth, your finances often become more complicated. Understanding the best way to make sure that your money doesn’t erode over time, you don’t fall foul of everchanging tax rules, and you’re making the right choices for you and your loved ones’ futures can feel like a full-time job – time you’d rather spend enjoying your wealth than worrying over it.
A Wealth Manager can shoulder that responsibility, providing you with expert advice, peace of mind, and the hours you would have otherwise spent managing your finances.
