Understanding your options
A financial windfall can take many forms, like receiving an inheritance or a life insurance settlement. You may also be wondering how to invest a bonus from work or manage your finances after your company’s Initial Public Offering (IPO). Or maybe you’ve received a substantial lump sum as part of a divorce settlement or lottery win.
No matter how you received it, you have cash waiting to be taken care of. This can feel like a big decision, but it doesn’t have to be a difficult one – if you have a plan. Our experts can show you how to manage a lump sum of money in a way that works for you.
How we can help
From how to invest a lump sum to planning what you’d like to do with your newfound wealth - we can help.
Wealth planning
Feel more confident in your future, as our experts bring clarity to your finances.
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Investment management
Ensure your money is working as hard as it can with our investment management service.
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I felt that this inheritance didn’t just belong to me and should help all the family. My Wealth Planner totally understood this and helped me create the arrangements I wanted.
How we helped Zara make the most of her inheritance
When we first met Zara she was in her early 50s. Her mother had recently died, leaving her £500,000, but she didn’t want to touch the money immediately; her main focus was to ensure she could pass it on to her children and any future grandchildren.
Common questions on what to do with a lump sum
How to invest a large lump sum depends on your goals, timeline, and comfort with investment risk. Our Investment Managers can guide you through tax-efficient options and diversify your assets to balance growth and security.
Sometimes people don’t see an inheritance as their money and want to protect the capital as much as possible. Others want to balance paying off debt with a regular income plan. Whatever your preferences, we take the time to ensure your portfolio aligns with your wishes and future.
Investing a lump sum can be a way to receive a regular income, which could boost or replace your current income. It might mean you can work part-time, do some unpaid charity work, or retire early.
When investing a lump sum for income, it’s important to find options that deliver steady, reliable growth and can withstand economic shocks. Our Investment Managers and fixed income specialists understand the best ways to achieve this and will closely monitor your portfolio to make any changes if needed.
