Make more of your legacy
Investing in the Alternative Investment Market (AIM) can be a useful way to reduce the amount of tax you or your loved ones will have to pay on your estate when you pass away. Our IHT Portfolio Service contains only companies that qualify for Business Relief and are therefore potentially exempt from IHT after you hold them for two years – helping you limit your IHT liability.
Our IHT Portfolio Service is a high-risk investment strategy, which is why we have an expert team to actively manage it for you. Our Investment Managers have a strong track record for delivering superior investment returns and keep a close eye on your portfolio at every step.
Common questions on IHT portfolios
An AIM (Alternative Investment Market) portfolio is comprised of shares in smaller, dynamic UK companies listed on the London Stock Exchange’s AIM. These portfolios are often used for growth-focused investments and tax-efficient inheritance planning. If held for at least two years and still owned after your death, AIM shares may qualify for 100% inheritance tax (IHT) relief through Business Relief.
Performance varies based on market conditions and the specific companies selected, but we do have a strong track record. We focus on robust businesses with strong growth potential to balance risk and reward. Historical returns are reviewed regularly, though past performance isn't a guarantee of future results.
AIM portfolios are attractive for inheritance tax planning because they offer potential IHT relief. They also provide an opportunity for growth, unlike traditional estate planning methods that may tie up assets or require irrevocable transfers – like a gift.
It is important to note that AIM portfolios are a high-risk investment and so should only be used if that’s something that you’re comfortable with. Your Wealth Manager can advise you on this, to make the right choice for you.
Risk warning
This service should be regarded as high risk as it is exclusively focused on equities. The portfolios are wholly invested in small capitalisation stocks. These companies are therefore more volatile and whilst they offer great potential, growth is not guaranteed. It is important to note that this should be seen as a long-term investment. The current inheritance tax rules and tax treatment of AIM shares may change in the future. We strongly recommend that clients discuss their financial arrangements with their tax adviser before investing, as the value of any tax reliefs available is subject to individual circumstances.
Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.
Our portfolios are designed to work over a typical investment cycle of 7-10 years, so we recommend you stay invested for at least seven years.
The information provided is not to be treated as specific advice. It has no regard for the specific investment objectives, financial situation or needs of any specific person or entity.
